Log in or register for RBC Internet Banking (2023)

Arrange your banking in one convenient place

Spend less time banking and always know where you stand with access to tools and services that put you in control of your money quickly and easily.

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View Online Banking Exercises

Need to replace a lost or stolen credit card?

You can apply for a new card now at RBC Online Banking.

Benefits of RBC Online Banking

Log in or register for RBC Internet Banking (2)

stay informed

Check your balance, transaction history, schedule bill payments and track your expenses 24/7. and more!

Log in or register for RBC Internet Banking (3)

save time

Pay bills, transfer money, send money and request products - anytime, anywhere.

Log in or register for RBC Internet Banking (4)

get the whole picture

Link your other RBC US, business or investment accounts and access them all with a single login.

Royal Bank of Canada Online Banking1Function


  • Check your account balance
  • Transfers between accounts
  • pay your bills
  • Quick remittance

banking function

Track your banking

View your account information and transaction history for the past seven years. You can also set up and receive notifications about your banking activity and available offers.

Learn more about RBC Alerts

Transfer money between RBC accounts

Transferring money into your savings account, paying off your credit card, loan or line of credit or paying off your mortgage is a piece of cake2.You can also make free instant transfers between your RBC Royal Bank Canada account and your RBC Bank (US) account3.

Pay bills anytime

Pay one or more bills at once (only counts as one transaction2), and set up future payments for recurring bills.

(Video) Sign In to RBC Online Banking - RBC Royal Bank Login

send money

easy and free4Send money to anyone with an email address or mobile phone numberinteractElectronic Exchange Service. Or use our international money transfer service to send money to almost any country in the world, including the US, for between $6 and $10 per transfer.5.

manage your credit

Easily access your RBC Royal Bank credit cards and lines of credit. View your balance and available credit limit, make payments, apply for a new line of credit, or request a limit increase.

Track your mortgages and loans

Track your mortgage information, including your outstanding balance, interest rate and payment information. You can also skip payments or make double or lump sum payments on your mortgage.6

manage your investments

Track your RBC Royal Bank Investing, RBC Direct Investing and RBC Dominion Securities accounts in one convenient place. Plus, contribute to your RRSP, renew your GIC, buy RBC mutual funds and get personalized investment advice through MyAdvisor.

Order foreign currency online

Buy foreign currency 24/7 with RBC Online Banking and withdraw foreign currency from any of the more than 1,200 RBC branches in Canada.7

Security Message Center

Do you have questions about your account or recent transactions? Send us a message through our secure message center and we'll get back to you within 48 hours. It's a safe and easy way to connect with helpful RBC representatives.

apply for insurance

Buy insurance for your RBC loan, mortgage or credit card, or travel insurance for your next trip.

AirAsia Rewards

  • Check your Avion point balance
  • Buy merchandise, book travel, buy gift cards and more
  • Mark search or favorite, come back later to redeem

Learn more about Avion Rewards

corporate bank

  • Switch easily between your personal and business bank accounts
  • Simplify your recurring or one-time payments to employees and other suppliersinteractEFT
  • Simplify your company's accounting process
  • Maximize cash flow and efficiently submit government payments

Learn more about Corporate Online Banking

US banking industry

  • Log in once to RBC Online Banking and access your Bank of America account
  • Track your RBC Bank U.S. bank account and credit card balances
  • Pay US bills and view your transaction history
  • Instant free transfers between your RBC U.S. and Canadian accounts8.

Learn more about RBC Bank (USA)

Travel abroad?

Order the foreign currency you need online and have it delivered to the branch of your choice.

More information on Forex (new window)

Check your credit score

RBC Internet Banking - klant9gain accessTransUnion CreditView Dashboard10, which will show you your current credit score at no additional cost.

Learn more about the TransUnion CreditView Dashboard (new window)

electronic report

Save a tree and cut off its roots. You can view, print or store electronic statements on your computer and access up to seven years of archived statements.

Learn more about electronic statements (new window)


your money is always safe

RBC Digital Banking Security Guarantee

We've got you covered should anything happen. We will issue full refunds for any unauthorized transactions11Made through the RBC Mobile app or RBC Internet Banking.

Read more about digital bank guarantees

24/7 Security

We are at the forefront of cybersecurity, using the latest and greatest technology to keep your information safe no matter when or how you bank.

in the spotlight

Frequently Asked Questions About RBC Internet Banking

How to log in to online banking:

  • goOnline banking login.
  • Enter your membership card number (or username) and password. If you have already created a username, use it to log in.
  • clicklogin.

When you bank online - even with your mobile phone - you can easily check your balance, view your transactions or account statements, pay bills and transfer money - anytime, anywhere. When you use RBC Internet Banking, you also have access to myFinanceTracker - an online money management tool that automatically categorizes your spending to help you track spending, set savings goals and create a budget in minutes.

Online banking is also an extremely secure way of banking, so you can rest assured that your money is always protected.

No matter what RBC account you have, signing up for RBC Online Banking is easy! goRBCRoyalBank.com.on the right side of page iloginbox, selectregister now.

Sign Up Online

(Video) How To Sign Up for Royal Bank RBC Online Banking? Register With RBC Royal Bank 2021

As a Personal Banking customer, you must register with your RBC Royal Bank customer card or credit card.

If you are an auto finance, mortgage, line of credit, housing, loan or investment customer, you will need your account number and shipping number.

To register for your online banking account, you must use your RBC Royal Banking customer card.

Register in person or by phone

You can also visit local branches.

Business customers can call us1-800-769-25201-800-769-2520.

Your bank password is the same online and on your phone, so you can reset it either way.

Internet Banking:

goOnline banking loginand selectreset your password, just below the password field. Then follow the on-screen instructions.

RBC Mobile Subscribers:

If your account is temporarily disabled, you can press thereset Passwordalways direct linkloginPage. Then follow the on-screen instructions.

You will receive a temporary authorization code via text message, email or voicemail, depending on your preference.

peel:You will need your RBC Royal Bank customer card number or RBC Royal Bank credit card number linked to online banking.

On next login:

  • Enter your membership card number/username and password
  • check the boxremember me.
  • clicklogin.

To protect your account, it's a good idea tocertainly notRemember to use me on public computers.

You can create invoices in Internet Banking.

Before you can pay your bill using online banking, you need to create a beneficiary list. Log in to Internet Banking, and select "Manage Beneficiaries" on the account overview page. You can then select "Add Beneficiary" from the menu on the left and follow the instructions.

Here's how you can pay online:

  • On the Account Summary page, go to Express Payments and Transfers on the right side of the page. When viewing your checking or savings account, you can also click "Pay Bill" in the information box at the top of the page.
  • Select the amount, the From account, and the recipient in the To field.
  • Follow the on-screen instructions and select Submit.

You can ensure payments and transfers happen on a predetermined frequency or on specific days, whether you're at home or not. You just need to indicate the amount and frequency of the transfer (eg weekly, bi-weekly or monthly).

More help - see the customer service page for more questions

RBC Direct Investing Inc.*, RBC Dominion Securities Inc.* and Royal Bank of Canada are separate affiliated entities. RBC Direct Investments does not provide investment advice or recommendations regarding the purchase or sale of securities. Investors are responsible for their own investment decisions. RBC Direct Investing is the business name used by RBC Direct Investing Inc. *Member of the Canadian Investor Protection Fund.

(Video) RBC Online Banking: How to Login RBC Bank Account 2022? rbcroyalbank.com Login


RBC Online Banking powers Royal Bank of Canada.


Please note that any payment from your RBC Royal Bank credit card account to a third party will be considered a cash advance (subject to your available credit limit and daily limit) and is subject to the criteria applicable to your credit card account Annual interest rate constraints. Cash advance on booking date until balance has been paid in full. A $3.50 cash advance/transaction fee will be charged to your credit card account. If you pay with the Royal Credit Line, normal interest will be charged. See your Royal Credit Line agreement for details.


Standard account fees may apply. Maximum transaction limits may apply and are subject to change. Availability of funds depends on when RBC Royal Bank or RBC Bank wires them. The transaction may not appear in the transaction history of your RBC Bank (USA) account until the next day, but it will reflect the transfer date.


interactAll wire transfers to personal checking accounts are free. AinteractThe fee for electronic transfers to RBC personal savings accounts is $1.00 and the fee for electronic transfers to RBC business savings accounts is $1.50. This service is not available for U.S. chequing accounts.


Available only as permitted by law. The products, services and securities mentioned on this website are offered only in Canada and other jurisdictions where they are legal for sale. Information on this website should not be construed as an offer by RBC Dominion Securities to sell particular securities in any jurisdiction other than Canada.


Using this service will affect interest charges over the life of the mortgage. Learn more about options to skip payments.


Additional transaction fees may also apply depending on the deposit account used to make the purchase. When you purchase foreign currency with a credit card, the transaction is considered a cash advance. This means that a cash advance fee will be charged and interest will be charged from the date you purchase foreign cash. The exchange rate is based on the time of your purchase. Depending on the branch you choose to withdraw from, you can take into account that it takes 3-10 business days to reach your bank. In most cases, you can receive your payment within 3 business days.


Standard account fees may apply. Maximum transaction limits may apply and are subject to change. Availability of funds depends on when RBC Royal Bank or RBC Bank wires them. The transaction may not appear in the transaction history of your RBC Bank (USA) account until the next day, but it will reflect the transfer date.


The TransUnion CreditView Dashboard is only available to existing RBC Internet Banking customers who are of legal age in their province.


CreditView Dashboard information is provided by TransUnion for educational purposes and is not intended to provide you with financial advice. We do not review or use CreditView Dashboard information, and CreditView Dashboard information should not be construed as credit approval. Accordingly, RBC is not responsible for any decisions you make based on the information on the CreditView Dashboard. Contact us for help with your financial needs and financial advice. To access the CreditView Dashboard, we need to share your name, address and date of birth with TransUnion each time you click the "View Your Credit Score" link in Online Banking.


consult yourElectronic Access Agreementfor private banking clients andMembership Card AgreementexistMajor Client AgreementFor business customers. This guarantee is provided by Royal Bank of Canada in connection with its online and mobile banking services. Provided the Cardholder has taken reasonable precautions to safeguard its Loyalty Card and PIN (if applicable) as stated in the Loyalty Card Agreement, the Cardholder shall not be liable for losses arising from circumstances beyond its control. Formerly known as the RBC Internet Banking Security Guarantee.


Why can't I log into my RBC Online Banking? ›

If you still can't sign in, you can recover your username, reset your password or call us at 1-800-769-2555. How do I reset the password for my personal account? You can watch a video about how to reset your password, or follow the steps below. Go to the Online Banking Sign-In page and select Reset Your Password.

Why isn't it letting me log into my Online Banking? ›

Ensure You're Using the Correct Website

Perhaps the reason that you can't log in to your online bank is because you're falling for a phishing scam—it's a common method hackers use to break into your bank account. Double-check the address bar to ensure that you're actually on your bank's official website.

How do I activate my RBC Online Banking? ›

How do I activate my account?
  1. Sign in to Online Banking.
  2. You will be prompted for your 7 digit Activation Code.
  3. Enter your code and select "Submit".
  4. Your account will now have access to the full functionality of Online Banking. Once that your account is activated you will no longer need your Activation Code.

Can you log in online for the first time with RBC app? ›

You will need to have already signed up for RBC Online Banking. You can use the “How to enrol in RBC Online Banking” guide to get set up if you haven't already done so.

Why is my Royal bank app not working? ›

If you keep getting an error message saying 'Could not logon', please delete the mobile banking app, and download the latest version of our mobile app from the App or Play store. If you are still experiencing an issue with the app you can contact us for technical support.

Why my banking is not working? ›

Check your internet settings

Check that your phone is allowing the Mobile Banking App to access the internet, and that your internet is stable and connected. You can usually check this within your settings App on your phone, and if you get stuck try visiting the FAQ's online for your device type: Android Support.

What is wrong with Internet banking? ›

Issues like weak passwords and using unsecured networks make people vulnerable to online attacks, like login credential theft and phishing, which could result in fraudulent bank transactions.

Is there a problem with RBS online banking today? ›

Our service is currently operating as expected at the location you provided.

How do I create an Internet banking login? ›

Download the registration form to apply for Internet Banking facility. Complete and submit the form to the branch where you hold an account. The Branch Officer will guide you through the registration process and will issue the Internet Banking Kit.

Is RBC Online Banking working? ›

Our service is currently operating as expected at the location you provided. If that changes, we will tell you about it here.

What is your user ID for RBC Online Banking? ›

The nickname and Username or masked card number will be displayed together on the Sign In page next time you visit RBC Online Banking, on personal computers where you have set up Remember My Username or Client Card Number.

What is the 2-step verification in RBC Online Banking? ›

The RBC Mobile app now has 2-Step Verification for added security and protection. 2-Step Verification means we'll send a message to your chosen trusted device whenever someone tries to sign in from another device. Then, if the person trying to sign in is not you, you can stop them from accessing your account.

Can I create RBC account online? ›

Personal accounts can be opened online, while business accounts must be opened at an RBC Royal Bank branch. You can currently open the following accounts through online banking: RBC Signature No-Limit Banking.

Can I use Online Banking straight away? ›

You can start using your account as soon as your application has been accepted, whether that's online or in branch. You'll need to register for Online Banking to use your account online.

What is your username for Online Banking? ›

Username. This is your account number, which is linked to your online banking profile for identification purposes. If you have been using online banking for some time, you would have chosen a username during registration.

How can I activate my banking app? ›

Mobile: How to register on the Banking App
  1. Begin by installing the app. Begin by installing the app. You can find it on the App Store, or Google Play. ...
  2. register your details. Launch the app, and click “Register”. ...
  3. Sign in. Once you've successfully confirmed your account, you will need to choose how to sign in.

How do I know if my bank account is frozen? ›

How Do You Know if Your Bank Account is Frozen? If you have a frozen bank account, you won't be able to use your ATM and Credit/Debit cards as well. Each time, you'll see an error message on the screen, and any transaction that you make will fail to process.

How do I know if my bank is in trouble? ›

If you have concerns about whether your funds are safe in your local bank, several signs can alert you when a bank is in trouble.
Your bank could be struggling if it:
  1. Closes multiple branches.
  2. Lays off staff.
  3. Eliminates incentives such as fee-free accounts.
  4. Significantly increased fees.
Jul 12, 2021

Why won't my banking apps work on my new iPhone? ›

Try deleting the apps from the iPhone and iTunes, then re-download and sync them. You could also check support at the bank's website to see if there are issues. I looked up the Ratings of these apps in the iTunes store and you're not the only one, the 3rd party developer needs to update that's all.

What are two dangers of online banking? ›

Due to the open nature of the Internet, all web-based services such as YAB's Online Banking are inherently subject to risks such as online theft of your User ID/UserName, Password, virus attacks, hacking, unauthorized access and fraudulent transactions.

What are common issues with banking apps? ›

Other issues that banking apps must resolve for users include:
  • Improper platform usage.
  • Insecure authentication.
  • Insecure authorization.
  • Client code quality.
  • Extraneous functionality.
Aug 7, 2020

Does Internet Banking mean banking from internet? ›

Internet banking, also known as online banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website.

What went wrong with RBS? ›

Part 1 Why did RBS fail? RBS's failure in October 2008 has imposed large costs on UK citizens. To prevent collapse the government injected £45.5bn of equity capital: that stake is now worth about £20bn. 1 But this loss is only a small part of the cost resulting from the financial crisis.

Why is RBS closing accounts? ›

Concerns over money-laundering and a clampdown on costs are behind a decision to close thousands of RBS accounts, Sky News learns. The taxpayer-backed Royal Bank of Scotland (RBS) is to close thousands of customer accounts amid growing international scrutiny of banks' compliance with anti-money-laundering rules.

How to join online banking with RBS? ›

Your step-by-step guide:
  1. Head to 'Register for Digital Banking' and let us know if you are a Personal, Business or Credit card customer.
  2. Enter your personal details. ...
  3. We'll show you your customer number on screen (you're making good progress at this point). ...
  4. We'll then send you an activation code.

How do I get my user ID and password for Internet banking? ›

In the event of forgetting User-id, User can retrieve it by using the 'Forgot Username' link available on login page of OnlineSBI. If the User has forgotten login password, he/she can reset login password online using the link 'Forgot Login Password' link available on login page of OnlineSBI.

What information do you need to log into online banking? ›

To use online banking, you'll need an Internet connection and a device, such as a computer or mobile phone. You might also need your bank card, debit card, or account number and routing number. You'll have to register your account, which will require you to set a password.

What password should I use for Internet banking? ›

Make sure your password is at least 12 characters. Include upper-case and lower-case letters throughout. Avoid keyboard paths like 45678 or asdfg. Add punctuation marks within the password not just at the end.

Why is my RBC virtual visa not working? ›

You may have exceeded the transaction limits. applicable to your account. You did not enter your RBC Virtual Visa Debit Number (including the expiry date and security code (CVV)) correctly. If the merchant is located in Canada, Visa Debit may not be accepted as a form of payment.

Is Online Banking free RBC? ›

Best of all, free access to Online Banking is included with all RBC Royal Bank® personal banking accounts and savings accounts4. You can enjoy all the convenience and control of Online Banking with no access fee. (1 800 769-2555), or visit your local branch. 1-800 ROYAL® 0-6 (1 800 769-2506).

How do I know if my Online Banking is active? ›

If you want to know whether your bank account is active or has been deactivated, you can get the same information by calling your bank customer care number. For this, you have to give some details of your bank account to the customer care executive, such as your name, bank account number, bank branch name, etc.

How do I verify my RBC account? ›

Getting Started is Easy!
  1. Download the Interac verification service app from the App Store or Google Play.
  2. In the Interac verification service app, choose RBC from the list of financial institutions – then sign into RBC Online Banking or the RBC Mobile app to create your Interac verification service account profile.

How do I complete 2-step verification? ›

Turn on 2-Step Verification
  1. Open your Google Account.
  2. In the navigation panel, select Security.
  3. Under “Signing in to Google,” select 2-Step Verification. Get started.
  4. Follow the on-screen steps.

How do I avoid 2-step verification? ›

Turn off 2-Step Verification
  1. Open your Google Account.
  2. In the "Security" section, select 2-Step Verification. You might need to sign in.
  3. Select Turn off.
  4. A pop-up window will appear to confirm that you want to turn off 2-Step Verification. Select Turn off.

Can US citizens open RBC account? ›

Yes. If you're not a Canadian citizen or not residing in Canada, it is possible to open a bank account provided that you can present the required documents for identification which will be discussed shortly.

How long does it take to open an account with RBC? ›

How long will it take to complete my application? Our online application can be completed in about 10 minutes or less. Once your account is open, you can set it up in RBC Online Banking® and choose a Client Card PIN. Then you'll be ready to start using your account right away.

How do I open a RBC US account? ›

Ways to Open a Bank Account
  1. Open Account Online.
  2. Call 1-800-769-2561 (Lines Open 24/7)
  3. Call 1-800-769-2561 (Lines Open 24/7)
  4. Visit Us.

How long does it take to activate online banking? ›

A. If you are activating one single account with registered mobile number and ATM card, activation is almost immediate. However, if it is a joint account, it might take anywhere between 5-7 working days.

How long does it take to verify online banking? ›

How long does it take to verify a bank account? Bank account verification can take as little as a few seconds and as many as 10 days, depending on the method used. Open banking verification and credit checks each involve electronic checks against accounts in real time.

How long does it take to get approved for online banking? ›

If you're opening an account online and you've gathered all your materials beforehand, you may be able to complete an application within 10 to 15 minutes (or less). Processing your application and issuing your account number could take a day or two.

What is a Internet banking password and username? ›

User ID refers to the unique identity of the user which is obtained from the bank to log-in into the net-banking system. Customer/User ID is available in the Bank Passbook / Statement.

Is my bank username my account number? ›

Your User ID is either your account number or something that you created comprised of letters and numbers (e.g., JaneSmith123) when you enrolled.

What is user ID and password? ›

User ID and password systems are among the oldest forms of digital authentication. These types of authentication systems, which simply prompt a user to enter his or her ID and password to gain system access, are easy to implement and use, but they also carry some huge security risks.

Why is my RBC account frozen? ›

A bank account freeze means you can't take or transfer money out of the account. Bank accounts are typically frozen for suspected illegal activity, a creditor seeking payment, or by government request. A frozen account may also be a sign that you've been a victim of identity theft.

How do I access my online banking account? ›

Go to your bank's website.

Whenever you want to access your account, all you have to do is open your web browser and visit your bank's website. After the page loads, look for the tab or button that says “online banking." Click the link that says “online banking” or "login" to access your account.

How do you know if your bank account has been blocked? ›

When your account is blocked it means you can't make any purchases using your debit card. It also means any direct debits or standing orders will not be processed. Access to your funds will also be blocked therefore, you can't withdraw cash out at ATM or Post Office and you can't make any payment transfers.

Can a bank freeze your account without informing you? ›

To protect your account, the bank may freeze the account unless you contact them and prove your identity. It is a different story when the account is frozen due to a judgment creditor. Your money could be at risk. Creditors can collect your money as part of their debt-collection tactics to satisfy the judgment.

Why would a bank account be frozen or blocked? ›

Account freezes are normally the result of a court order, though, in some cases, they may be initiated by the financial institution itself. Freezes typically occur when the account holder has unpaid debts to creditors or the government, or when suspicious activity has been detected in the account.

Is RBC down right now? ›

Our service is currently operating as expected at the location you provided.

Why is my RBC account temporarily disabled? ›

Try entering your password a second time in case it was entered incorrectly. However, if your entry doesn't match after three attempts, we'll temporarily disable access to online banking as a security precaution. Not to worry, you can use our online password recovery to continue.

Is your Online Banking ID your account number? ›

Your User ID is either your account number or something that you created comprised of letters and numbers (e.g., JaneSmith123) when you enrolled.

What is Internet Banking login details? ›

Internet Banking login ID means an identification number issued to you used to access the Service.

How do I find my access bank username and password? ›

Simply follow the steps below:
  1. From our home page, click on the "Login" button to access our online banking login screen.
  2. Here, you should see a "Forgot Password" link. Click on it.
  3. Once on the next screen, indicate the following: Username. Last 4 digits of Social Security Number. Email Address.


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